Category: Automobile

The History of Transportation and Freight Brokers

Transportation and freight brokers have been moving goods since 1852 when Wells, Fargo & Company opened its doors in California, at that time anyone with a wagon and team of horses could open an express company. Before 1900, most freight transported over land was carried by trains using railroads. Trains were highly efficient at moving large amounts of freight, but could only deliver that freight to centralized urban centers for distribution by horse-drawn transport. 

The few trucks that existed at the time were mostly novelties, appreciated more for their advertising space than for their utility. The use of range-limited electric engines, lack of paved rural roads, and small load capacities limited trucks to mostly short-haul urban routes. As time moved on transportation began to gain popularity and new technology made trucks more capable of carrying goods safely, efficiently, and economically. This added to the rapidly growing infrastructure of highways and interstates, truck travel by road was the natural answer to many logistical and transportation challenges.

Starting in 1910, the development of a number of technologies gave rise to the modern trucking industry. With the advent of the gasoline-powered internal combustion engine, improvements in transmissions, the move away from chain drives to gear drives, and the development of the tractor/semi-trailer combination, shipping by truck gained in popularity. Today nearly every good you buy at a store or have around your home or office was transported one time or another by a truck, often multiple times. The amount of freight moved by truck every year in the United States adds up to a value of over $670 billion dollars, Ever since goods have been produced and needed transport over longer distance, freight brokers have been used. Freight brokers leverage extensive knowledge of the transportation industry and a wide list of contacts to match up companies that need to have product shipped with carriers looking for freight to move.

Ontario Auto Insurance Endorsements Explained

Everybody knows that a vehicle must be insured to drive in Ontario, Canada. Unfortunately what most people don’t know is that auto insurance policies don’t cover everything. Every situation is different, and some insurance needs must be treated differently. In this article I go over important endorsements that can be added to a policy to cover more unconventional needs. 

It is very important for you to clearly explain to your broker/agent about your needs when purchasing an auto insurance policy. The worst time to find out that you have the wrong auto insurance coverage is when you put in a claim.

What are Endorsements?

Auto Insurance endorsements are extensions made an insurance policy that add extra coverages. Reasons for adding an endorsement to your policy can vary, that is why it is important to contact your insurance broker if you;

-Start a new job that requires you to travel long distances
-Use your vehicle to transport uncommon items
-Purchase a new vehicle

List of Ontario Policy Change Form (OPCF)

OPCF 16: Agreement For Suspension of Coverage Endorsement- This coverage allows you remove Third Person Liability, Accident Benefits, Uninsured Motorist and Collision coverage while still maintaining your policy. This coverage is used when coverage is suspended for more than 45 days.

OPCF 3: Drive government vehicles- This endorsement allows protection while the insured is driving a government vehicle.

OPCF 5: Permission to rent or lease- This endorsement grants permission for a leasing company to rent or lease the automobile on a long term basis to a specific person.

OPCF 6a: Permission to carry passengers- This endorsement gives person for the insured to carry passengers for monetary compensation.

OPCF 9: Marine use excluded- This endorsement excludes loss or damage to a vehicle if it occurs on or in water.

OPCF 13c: The endorsement deletes glass & windshield damage unless it is covered by a specific peril.

OPCF 17: Reinstatement of Coverage Endorsement- This coverage will allow the insureds suspended coverage.

OPCF 19: Limitation of Amount Endorsement- This coverage will limit the amount that will be settled on a vehicle. This endorsement is used on policies where the premium can not be adjusted to reflect the actual cash value of a vehicle.

OPCF 19a: Valued Automobile Endorsement- This endorsement is designed to guarentee that a vehicle is insured past its actual cash value.

OPCF 20: Coverage for Transportation Replacement- This endorsement covers the costs of providing a replacement vehicle after a loss occurs. 

OPCF 23a: Lienholder Protection- This endorsement is added to a policy when a vehicle is financed or leased. 

OPCF 27: Legal Liability for damage to Non-Owned vehicle- This endorsement extends your policy coverage to other vehicles not insured under your policy. …

Different Modes of Transport

While planning for a trip at the San Francisco, airport ground transportation is one of important factor that has to be considered. Different modes of transportation in San Francisco airport is  shuttles, taxis and limousines that can be used to take the client from the airport to his hotel, or to his home. The limo will provide a client his privacy, or watch T.V., or wants to know about the best hotels in that place. If there are a group of people then a shuttle will be the best option because of the huge luggage that they will be carrying. The airport ground transport is an extra service to customers. The entire airport will be affected if there is traffic congestion on the roads. Some people may find it difficult to know how to get from one place to another. One should know about the various types of airport ground transportation service that is available in SF. The best ways to know about it is visit the airport website and know about it. Another way is to know from other people which companies service did they use. Do they offer any discount and whether it was comfortable while traveling through that mode of Transport?  If it is a long distance travel and need to change the plane then try to know which is the right terminal and through which mode you can reach fast.

San Francisco airport have signs and maps which will help you to know which transportation system meets your requirements. The airport believes that everything should be done on time. The airport works on efficiency. The airport ground transportation sees that the shuttles and trains run on time. If there is any problem in ground transportation then it fixes taxi and some other mode. Because of its efficiency the consumer will not face any problem. Airport transportation helps families and friends as they will not worry as to how do they pick you up or drop you to the airport. While using a taxi use the services recommended by the airport. Some people prefer parking their car. Try to know what would be the cost of the parking lot. From the parking lot the terminal may be far, the airport provides shuttle services to them. It may be free of cost. The other ways of San Francisco transportation are trains, trams and golf carts. It also provides free help to elderly and disabled. Some shuttles have been specifically designed for wheel chair. Some car services also provide this service. Know the airport transportation cost well in advance. The rental care service is also provided in San Francisco airport where they pick up and drop at your convenient location.

San Francisco airport provides train, taxi and other public bus services. The train’s red line stops at all the terminals and has a shorter circular route. But the blue line has a longer circular route. It runs 24 hours in a day. The Bay Area Rapid Transit (BART) is …

History of the Woodie Automobile

The Woodie, or sometimes it is spelled Woody, was an early style of station wagon whereupon the rear portion of the car’s bodywork was made of wood. This wood was typically visible and covered in a clear finish.

While few real Woodies are seen today as the concept was later replaced with replicated wood in the form of plastic or metal, the real Woodies are quite valuable, when found. The term Woodie came not only from its exposed wood panels but its design. In Britain, the vehicle was called a Shooting Brake due to the fact a ‘brake’ was another term for a sturdy horse-drawn wagon, which of course was where the Woodie concept got its start. ?

In early days, when cars were built, most were made of aluminum or steel panels bolted on top of a wood frame. Woodies were cheaper to build as they didn’t need these panels. They were also called station wagons in America due to the fact railway stations used the vehicles for hauling luggage and transferring shipments.

Although the Woodie was less expensive to build, it wasn’t long before Woodies were built in luxury form as well, including Europe’s Rolls-Royce Woodie.

In America in the 30s, the Woodie was used also by lodges, inns and country clubs to carry groups of people and their luggage. The idea of having a vehicle with large amounts of room, caught on with wealthy landowners who needed a vehicle suited for traveling in the suburbs.

During World War II, saving steel was important; this made the concept of using wood instead on vehicles ideal.  After the war, a large amount of mass produced Woodie wagons became appealing to middle class families who needed a vehicle to haul all their children around in. The popularity of Woodies for personal transportation peaked by mid-century. And then it was on to something new. By the late fifties and sixties, used car dealers had plenty of cheap, poorly maintained wood-clad cars. Unfortunately, the wagon’s most prominent feature, its wood body, was also its greatest drawback. Wood bodies required maintenance – not a problem for the wealthy with household staff. But as a ‘do-it-yourself’ chore, it was frequently neglected. Manufacturers responded by using less wood and more steel. In the early fifties, woodie resale values plummeted and new wagons of steel merely looked wooden. This is when the surfers discovered they could purchase an inexpensive car big enough for hauling their longboards. Thus, a sub-culture and a car became legend.

By 1955, only Ford and Mercury offered a woody-like model, but without the real wood. The wood appearance was due to the use of simulated products including DiNoc (a vinyl product) to simulate broad expanses of wood. Known as the Ford Country Squire, this heavily-trimmed full-size wagon was a staple of the Ford line from the 1940s to the 1990s. In the 1960s the Morris Minor and Mini Traveller were more basic vehicles factory built in Woodie style.

Reintroduction of woody decorated …

How to Transport Granite Countertops

Once granite countertops are installed, they are nearly indestructible, but in transit, granite is quite fragile. Most granite shops provide installation services that include transportation. Handy homeowners can save money by installing the counters themselves. With the right equipment and preparation transporting granite can be effortless.

Granite is a rigid, natural stone. When properly supported, it is sturdy and resists cracking. Cabinets provide equal support under the counter, evenly spreading the weight. Without this support, granite is susceptible to cracks. Like glass, granite is transported vertically on its edge. If granite is laid flat, it will likely crack over bumps in the road.

To support the stone, professional installers use A-frames, wooden structures in the shape of the letter “A.” Leaning the granite against the slope of the “A” gives it even support. A-frames are built with 2″x4″s at a 10 degree angle. Horizontal and vertical supports connect the two A-frames and provide a surface for the clamps and straps that hold the granite in place. Placed in the bed of a pickup truck, an A-frame can support enough granite for a large kitchen. However, smaller A-frames can be built to fit in a van, SUV, or trailer. Many granite shops have A-frames and clamps available for a returnable deposit.

Most granite counters have a cutout for the sink. Under-mount sinks, which are the most common, require a polished cutout that is safe for transport. However, other cutouts are vulnerable to cracking. Cook tops, drop-in sinks, and faucet holes may crack on the road. For this reason, your granite shop may advise you to cut these holes at the installation site.

For small bathroom vanity tops, it may be possible to transport granite without an A-frame. The same principles apply: the granite must be vertical on the unpolished edge and must be secured to keep it in place. Rest the bottom edge on a flat, even surface. If possible, put down the back seats. In minivans and SUVs, one of rear seat may be put down while the remaining seats are used for a support surface.

 Due to liability concerns, granite shops are often unable to load the granite into your vehicle. Two people can carry most counters, so you should bring a friend to help with loading. Like in the car, the granite should be carried vertically. Lift both ends at the same time to ensure even support. Inspect the granite carefully before loading it into your vehicle. Once the counters leave the shop, they become the liability of the homeowner.

Home installation is a great way for do-it-yourselfers to save money on granite counters. With an A-frame, clamps, and the proper vehicle, homeowners can transport their granite without hassle.…

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