Day: September 17, 2019

What Workers’ Compensation Covers

Workers’ compensation offers benefits to employees who are injured at work. Every state has its own rules and regulations when it comes to workers’ compensation. Businesses have to carry workers’ compensation for their employees. Here’s what it covers.

Medical Costs

Workers’ compensation generally pays the initial medical costs associated with the injury. The coverage pays for the initial doctor visits and the medical expenses necessary. Say that you slipped and fell at work. The workers’ compensation benefits would cover the emergency room visit, x-rays and any additional treatment necessary while in the hospital. It can also provide disability payments. If you cannot return to work, workers’ compensation maitland FL employees trust has you covered.

Future Care

With some workplace injuries, you are going to need ongoing care. This refers to a variety of treatments, including surgery and rehabilitation. Even if you cannot return to work, you may still be able to receive workers’ compensation benefits. In some instances, workers’ compensation claims might be due to repetitive stress injuries. These types of injuries are chronic and may need continuing care later on.

Lost Wages

If your injury forces you out of work, you may be concerned about your position. In some cases, you may not be able to return to work. Workers’ compensation does cover lost wages. In addition, it may cover your transition if you need to change to a different occupation. For instance, if you need to go through a vocational program to return to work, then workers’ compensation might cover it.

When it comes to workplace injuries, you need to know how you’re going to be taken care of. With workers’ compensation, you are able to receive the compensation that you deserve. If you’re injured in the workplace, it’s important to file a claim and receive compensation. The benefits help you stay afloat while healing.

3 Tips for Novice Truckers

As a new trucker on the road, you might be trying to establish a name for yourself. Some of the key qualities to highlight when bidding on truck loads available in your area are dependability, affordability, and reliability. If you want to secure the winning bid with potential customers, there are several things to keep in mind.

1. Charge the right rate. Just because you are a newbie doesn’t mean you should undercut the other haulers to gain more business. This is a two-edged sword in the business world. A price too low can look desperate and too eager for work. It might create skepticism in the quality of your services. More importantly, you won’t be able to turn a long-term profit, as customers who take advantage of your low rates will expect them to stay that way. It is generally smarter to quote your rate per mile, than as an entire job. Using a fixed and variable cost model enables you to choose the most accurate all-in cost per mile rate.

2. Know the overhead costs. You already know that you need to pay for fuel, but there are other costs of transport services. A comprehensive insurance plan can take from your profits but it is more costly to attempt to operate without it. You also have operational utilities like mobile phone service, lodging, meals, and other investments into safety accessories.

3. Maximize your fuel costs. The cheapest price at the pump isn’t always the best price. Quality gas can improve your mileage, potentially saving you thousands of dollars a year. The issues arise with the way truckers pay taxes. Therefore, the lowest base price, rather than the pump price, is what will help you save the most money.

Operating a trucking company has a lot more to it than simply picking up a load and driving across town. Carefully consider the importance of a management strategy to help maximize your profits.…