What Workers’ Compensation Covers

Workers’ compensation offers benefits to employees who are injured at work. Every state has its own rules and regulations when it comes to workers’ compensation. Businesses have to carry workers’ compensation for their employees. Here’s what it covers.

Medical Costs

Workers’ compensation generally pays the initial medical costs associated with the injury. The coverage pays for the initial doctor visits and the medical expenses necessary. Say that you slipped and fell at work. The workers’ compensation benefits would cover the emergency room visit, x-rays and any additional treatment necessary while in the hospital. It can also provide disability payments. If you cannot return to work, workers’ compensation maitland FL employees trust has you covered.

Future Care

With some workplace injuries, you are going to need ongoing care. This refers to a variety of treatments, including surgery and rehabilitation. Even if you cannot return to work, you may still be able to receive workers’ compensation benefits. In some instances, workers’ compensation claims might be due to repetitive stress injuries. These types of injuries are chronic and may need continuing care later on.

Lost Wages

If your injury forces you out of work, you may be concerned about your position. In some cases, you may not be able to return to work. Workers’ compensation does cover lost wages. In addition, it may cover your transition if you need to change to a different occupation. For instance, if you need to go through a vocational program to return to work, then workers’ compensation might cover it.

When it comes to workplace injuries, you need to know how you’re going to be taken care of. With workers’ compensation, you are able to receive the compensation that you deserve. If you’re injured in the workplace, it’s important to file a claim and receive compensation. The benefits help you stay afloat while healing.