Looking for online car insurance quotes? Or have you decided to buy a car insurance policy online? Here are 5 hacks to best car insurance.
The Indian Motor Vehicles Act has made it compulsory for every car owner to have a valid insurance policy for their vehicle. It doesn’t matter whether you own a two-wheeler, car or any big commercial or passenger vehicle; an insurance policy is a must to drive your vehicle on the road. You can choose either a third-party or comprehensive insurance policy for your vehicle. Once activated, any auto insurance policy is valid only for one year, which needs to be renewed before expiry to ensure continuity.
If you are looking for free car insurance quotes or you have decided to buy car insurance policy online, we have something great for you today. Read on to know the top 5 hacks to best car insurance.
Install Anti-Theft Gadgets
Now you may think we would ask you to buy any particular anti-theft gadget or accessory. But no, you are wrong. Rather, we are here to save your hard-earned money spent on car insurance policy. Most of the renowned car insurers offer additional discounts on the insurance packages – valid when you have installed an advanced anti-theft security system in your car. Ask your car insurer about this clause before buying the car insurance policy. Also, one such insurance policy will offer you peace of mind.
Don’t Claim for Minor Damages
It is always advisable not to claim for minor damages like broken tail lamp, broken side indicators or any minor dent that can affect your NCB (No Claim Bonus). If your budget allows, you should pay for all the minor damages yourself and don’t let your policy’s NCB discounts being affected. As a result, your car insurer will offer you additional discounts when you renew your car insurance policy next year. The no claim bonus discounts can be a pleasing amount, giving you another chance to save your money.
Compare Car Insurance Policies
This is in trend nowadays! You can easily compare different car insurance policies, their premium amount and features through a policy comparison website. All you need to do is visit a genuine comparison website, enter the required details and you’re done. You would get free car insurance quotes from leading car insurance companies in front of you on your screen within few seconds. Thanks to this, you can buy the best car insurance policy by paying the least.
Renew Before Last Date
Never wait for your existing car insurance policy to get expired. It is always advisable to renew your car insurance policy before the last day of its expiration, and ensure its continuation is not disturbed in any way. Several renowned car insurance companies offer additional discounts if you get your policy renewed on time. Also, you don’t have to pay extra charges for car inspection, penalties or any type of fine if your policy is renewed before its expiration.
Lastly, we would suggest you to drive sensibly and carefully. If you have just bought your first car, it is highly recommended to take a car driving course from a professional to enhance your driving skills and prepare for mistakes made by other drivers on the road. Don’t drive when you are under the influence of alcohol or any other drug as it may put your life on risk and also get your car damaged if met with an accident. No accidents mean no claims and additional discounts on the renewal premium.
These were the 5 hacks to the best car insurance. Do you have something to add? Share your thoughts and comments in the section below.